Initiate Business Checking SM December 31, 2024 Page 1 of 9 Questions? Available by phone Mon-Sat 7:00am-11:00pm Eastern Time, Sun 9:00am-10:00pm Eastern Time: We accept all relay calls, including 711 1-800-CALL-WELLS (1-800-225-5935) En español: 1-877-337-7454 Online: wellsfargo.com/biz Write: Wells Fargo Bank, N.A. (808) P.O. Box 6995 Portland, OR 97228-6995 RAIN OR SHINE LANDSCAPING L.L.C DBA THE GROUNDS GUYS OF NEW BRAUNFELS 574 NORTHGATE CIR NEW BRAUNFELS TX 78130-2545 Your Business and Wells Fargo Visit wellsfargo.com/digit albusine ssresources to e xplore t ours, art icles, infographics, and other resource s on the t opics of mone y movement, account management and monit oring, security and fraud prevention, and more. Account options A check mark in the box indicates you have these convenient services with your account(s). Go to wellsfargo.com/biz or call the number above if you have questions or if you would like to add new services. Business Online Banking ÷ Online Statements ÷ Business Bill Pay ÷ Business Spending Report ÷ Overdraft Protection ÷ Other Wells Fargo Benefits 3 Things to watch out for when shopping online for the holidays 1. Fake Fraud alerts. Be careful if you receive a call or message about a fraudulent purchase. Always contact the merchant, your bank or card provider directly to verify. 2. Bogus shipping notifications. Look out for texts or emails that say there's an issue or problem with your package delivery. Don't click links or open attachments without verifying first. 3. Questionable sellers or sites. Watch out for sellers who pressure you to pay with a payment app, gift card or crypto. Only purchase concert and sporting events tickets from the original legitimate site. Be cautious of buying a new kitten or puppy from a social media ad. Meet the pet in person before paying. Tip: Use a credit card to make online purchases if you can - it has additional security features built in. How to donate safely this holiday season This holiday season, safely support your favorite causes and avoid charity scams. Before donating, research new charities using a resource like Better Business Bureau® or give.org. December 31, 2024 Page 2 of 9 Statement period activity summary Beginning balance on 12/1 $17,711.28 Deposits/Credits 41,306.87 Withdrawals/Debits - 53,251.92 Ending balance on 12/31 $5,766.23 Account number: 1108186212 RAIN OR SHINE LANDSCAPING L.L.C DBA THE GROUNDS GUYS OF NEW BRAUNFELS Texas/Arkansas account terms and conditions apply For Direct Deposit use Routing Number (RTN): 111900659 For Wire Transfers use Routing Number (RTN): 121000248 Overdraft Protection Your account is linked to the following for Overdraft Protection: Savings - 000009034053182 Transaction history Date Check Number Description Deposits/ Credits Withdrawals/ Debits Ending daily balance 12/2 Intuit 56236173 Deposit 241130 524771161744028 Rain OR Shine Landscap 92.99 12/2 Recurring Payment authorized on 11/28 Apple.Com/Bill 866-712-7753 CA S464333468264122 Card 4726 0.99 12/2 Purchase authorized on 11/28 Sunoco 0170254700 San Marcos TX S584334070283386 Card 4726 60.11 12/2 Purchase authorized on 12/01 Scorpion.CO Httpsscorpion CA S384336345972445 Card 4726 500.00 12/2 Purchase authorized on 12/01 Scorpion.CO Httpsscorpion CA S464336360901287 Card 4726 600.00 12/2 < Business to Business ACH Debit - Intuit 45712969 Payroll 241202 18195659 The Grounds Guys of NE 731.42 12/2 < Business to Business ACH Debit - Intuit 45712969 Payroll 241202 18195659 The Grounds Guys of NE 801.35 12/2 < Business to Business ACH Debit - Intuit 45712969 Payroll 241202 18195659 The Grounds Guys of NE 965.27 12/2 < Business to Business ACH Debit - Intuit 45712969 Payroll 241202 18195659 The Grounds Guys of NE 1,010.94 12/2 < Business to Business ACH Debit - Intuit 45712969 Payroll 241202 18195659 The Grounds Guys of NE 1,110.32 12/2 < Business to Business ACH Debit - Intuit 45712969 Payroll 241202 18195659 The Grounds Guys of NE 1,238.21 12/2 < Business to Business ACH Debit - Intuit 75827533 Tran Fee 241130 524771161744028 Rain OR Shine Landscap 2.78 12/2 < Business to Business ACH Debit - Rain OR Shine LA Tax 241202 18195659 Rain OR Shine Landscap 1,643.77 9,139.11 12/3 Intuit 62704983 Deposit 241203 524771161744028 Rain OR Shine Landscap 2,017.89 12/3 Recurring Payment authorized on 12/02 Intuit *Qbooks Onl Cl.Intuit.Com CA S384337508508073 Card 4726 73.87 12/3 < Business to Business ACH Debit - Intuit 83269093 Tran Fee 241203 524771161744028 Rain OR Shine Landscap 68.64 11,014.49 12/4 Intuit 65003733 Deposit 241204 524771161744028 Rain OR Shine Landscap 889.04 12/4 Purchase authorized on 12/03 PY *NEW Braunfelss 210-684-4300 TX S304338470970270 Card 4726 699.43 12/4 < Business to Business ACH Debit - Intuit 85502763 Tran Fee 241204 524771161744028 Rain OR Shine Landscap 28.10 11,176.00 12/5 Intuit 69022223 Deposit 241205 524771161744028 Rain OR Shine Landscap 321.04 12/5 Recurring Transfer to Wheeler T Ref #Op0Qhgxz8R Everyday Checking Owners Draw 1,333.00 December 31, 2024 Page 3 of 9 Transaction history (continued) Date Check Number Description Deposits/ Credits Withdrawals/ Debits Ending daily balance 12/5 Purchase authorized on 12/05 Andy`S Repair NEW Braunfels TX P000000474238705 Card 4726 108.16 12/5 < Business to Business ACH Debit - Intuit 89422863 Tran Fee 241205 524771161744028 Rain OR Shine Landscap 9.60 10,046.28 12/6 Intuit 72334133 Deposit 241206 524771161744028 Rain OR Shine Landscap 273.87 12/6 Purchase authorized on 12/06 Discount-Tire-CO 1312I 35 NEW Braunfels TX P304341543565975 Card 4726 49.88 12/6 < Business to Business ACH Debit - Intuit 92652623 Tran Fee 241206 524771161744028 Rain OR Shine Landscap 3.74 12/6 < Business to Business ACH Debit - Roe Oil Company ACH Collec 1407 Rain OR Shine 375.56 9,890.97 12/9 Purchase Return authorized on 12/06 Scorpion.CO Httpsscorpion CA S464336360901287 Card 4726 329.51 12/9 Intuit 78285093 Deposit 241209 524771161744028 Rain OR Shine Landscap 659.89 12/9 Mobile Deposit : Ref Number :306090308106 105.54 12/9 Mobile Deposit : Ref Number :406090308163 119.08 12/9 Mobile Deposit : Ref Number :307090336986 59.54 12/9 Mobile Deposit : Ref Number :207090336913 108.25 12/9 Mobile Deposit : Ref Number :206090307746 176.78 12/9 < Business to Business ACH Debit - Intuit 46217313 Payroll 241209 18195659 The Grounds Guys of NE 649.07 12/9 < Business to Business ACH Debit - Intuit 46217313 Payroll 241209 18195659 The Grounds Guys of NE 649.82 12/9 < Business to Business ACH Debit - Intuit 46217313 Payroll 241209 18195659 The Grounds Guys of NE 772.62 12/9 < Business to Business ACH Debit - Intuit 46217313 Payroll 241209 18195659 The Grounds Guys of NE 875.95 12/9 < Business to Business ACH Debit - Intuit 46217313 Payroll 241209 18195659 The Grounds Guys of NE 965.28 12/9 < Business to Business ACH Debit - Intuit 46217313 Payroll 241209 18195659 The Grounds Guys of NE 1,025.62 12/9 < Business to Business ACH Debit - Intuit 98438463 Tran Fee 241209 524771161744028 Rain OR Shine Landscap 19.73 12/9 < Business to Business ACH Debit - Rain OR Shine LA Tax 241209 18195659 Rain OR Shine Landscap 1,285.58 5,205.89 12/10 Intuit 81500673 Deposit 241210 524771161744028 Rain OR Shine Landscap 397.72 12/10 Recurring Payment authorized on 12/09 Intuit *Qbooks Pay Cl.Intuit.Com CA S304344518221452 Card 4726 253.70 12/10 Recurring Payment authorized on 12/09 ATT* Bill Payment 800-331-0500 TX S304344696778035 Card 4726 361.77 12/10 Purchase authorized on 12/10 Buc-Ee's #22 Outside 2 NEW Braunfels TX P000000682647848 Card 4726 52.56 12/10 < Business to Business ACH Debit - Intuit 01632963 Tran Fee 241210 524771161744028 Rain OR Shine Landscap 11.89 12/10 Federated Mutual Payment 241210 xx015649Cm9Zo4 No Name Provided 3,103.20 1,820.49 12/11 Intuit 86580383 Deposit 241211 524771161744028 Rain OR Shine Landscap 109.24 12/11 Purchase authorized on 12/10 Siteone Landscape 210-6871005 TX S384345504088346 Card 4726 80.00 12/11 Purchase authorized on 12/10 Mortellaros Nurser Schertz TX S384345610547416 Card 4726 511.00 12/11 < Business to Business ACH Debit - Intuit 06546013 Tran Fee 241211 524771161744028 Rain OR Shine Landscap 3.27 1,335.46 12/12 Mobile Deposit : Ref Number :411120500309 84.65 12/12 Online Transfer From Rain OR Shine Landscaping L.L.C Ref #Ib0Qky2H2N Business Checking August CD Sales Tax 1,374.24 12/12 Online Transfer From Rain OR Shine Landscaping L.L.C Ref #Ib0Qky2Rp8 Business Checking September CD Sales Tax 1,908.10 12/12 Online Transfer From Rain OR Shine Landscaping L.L.C Ref #Ib0Qkzm23M Business Checking October Sales Tax 1,038.59 December 31, 2024 Page 4 of 9 Transaction history (continued) Date Check Number Description Deposits/ Credits Withdrawals/ Debits Ending daily balance 12/12 Online Transfer From Rain OR Shine Landscaping L.L.C Ref #Ib0Qkzmgsv Business Checking November Sales Tax 2,295.10 12/12 Purchase authorized on 12/11 Ewing Irrigation P NEW Braunfels TX S304346824350507 Card 4726 362.47 12/12 Purchase authorized on 12/12 Tex Best #505 NEW Braunfels TX P000000275117230 Card 4726 44.32 7,629.35 12/13 Purchase authorized on 12/12 Siteone Landscape 210-6871005 TX S384347541743842 Card 4726 155.40 12/13 Purchase authorized on 12/12 Eggemeyer Land Cle 830-6081900 TX S384347623861716 Card 4726 128.75 12/13 Purchase authorized on 12/12 Siteone Landscape 210-6871005 TX S464347708456637 Card 4726 210.00 12/13 Purchase authorized on 12/12 Eggemeyer Land Cle 830-6081900 TX S584347726804293 Card 4726 128.75 12/13 < Business to Business ACH Debit - Roe Oil Company ACH Collec 1407 Rain OR Shine 358.59 6,647.86 12/16 Online Transfer From Rain OR Shine Landscaping L.L.C Ref #Ib0QM9Tb7R Business Market Rate Saving to Cover Overdraft 7,000.00 12/16 Purchase authorized on 12/12 Whataburger 1017 NEW Braunfels TX S584347697494441 Card 4726 62.08 12/16 Purchase authorized on 12/13 Siteone Landscape 210-6871005 TX S584348540294491 Card 4726 64.00 12/16 Purchase authorized on 12/13 Siteone Landscape 210-6871005 TX S304348592876646 Card 4726 210.00 12/16 Purchase authorized on 12/13 Siteone Landscape 210-6871005 TX S304348650732826 Card 4726 262.50 12/16 Recurring Transfer to Rain OR Shine Landscaping L.L.C Business Market Rate Savings Ref #Op0Qlxb6SW xxxxxx3182 100.00 12/16 Recurring Transfer to Wheeler T Ref #Op0Qlxlz2C Everyday Checking Owners Draw 1,333.00 12/16 Purchase authorized on 12/16 Buc-Ee's #22 Outside 2 NEW Braunfels TX P000000585724681 Card 4726 35.93 12/16 Spectrum Spectrum 241213 8721649 Rain OR Shine Landscap 62.32 12/16 360 Sheffield FI Trans Pmt 241212 60 002107364003 Wheeler Travis 168.69 12/16 < Business to Business ACH Debit - Intuit 46794272 Payroll 241216 18195659 The Grounds Guys of NE 452.74 12/16 < Business to Business ACH Debit - Intuit 46794272 Payroll 241216 18195659 The Grounds Guys of NE 574.50 12/16 < Business to Business ACH Debit - Intuit 46794272 Payroll 241216 18195659 The Grounds Guys of NE 595.97 12/16 < Business to Business ACH Debit - Intuit 46794272 Payroll 241216 18195659 The Grounds Guys of NE 778.38 12/16 < Business to Business ACH Debit - Intuit 46794272 Payroll 241216 18195659 The Grounds Guys of NE 789.89 12/16 < Business to Business ACH Debit - Intuit 46794272 Payroll 241216 18195659 The Grounds Guys of NE 965.27 12/16 < Business to Business ACH Debit - Intuit 53054191 Tax 241216 18195659 Rain OR Shine Landscap 1,017.95 6,174.64 12/17 Intuit 01107613 Deposit 241217 524771161744028 Rain OR Shine Landscap 241.26 12/17 Purchase authorized on 12/16 Siteone Landscape 210-6871005 TX S304351509019670 Card 4726 65.00 12/17 Purchase authorized on 12/17 O'Reilly 987 NEW Braunfels TX P304352534362431 Card 4726 45.25 12/17 < Business to Business ACH Debit - Intuit 20757903 Tran Fee 241217 524771161744028 Rain OR Shine Landscap 7.93 12/17 < Business to Business ACH Debit - Neighborly Asset Guy US Roy 121624 Guy20233 Wheeler, Travis: Franc 2,359.39 3,938.33 12/18 Purchase authorized on 12/18 Qt 4040 Outside NEW Braunfels TX P584353652033097 Card 4726 55.09 12/18 < Business to Business ACH Debit - Neighborly Asset Zor Guy US 121724 Guy20233 Wheeler, Travis: Franc 615.61 December 31, 2024 Page 5 of 9 Transaction history (continued) Date Check Number Description Deposits/ Credits Withdrawals/ Debits Ending daily balance 12/18 < Business to Business ACH Debit - Webfile Tax Pymt DD 902/77673105 33311/12345/EDI/Xml - 4,447.01 12/18 Overdraft Protection From 9034053182 1,179.38 0.00 12/19 Online Transfer From Rain OR Shine Landscaping L.L.C Ref #Ib0Qnb4Hrg Business Market Rate Saving to Cover Overdraft 4,000.00 12/19 Purchase authorized on 12/19 Discount-Tire-CO 1312I 35 NEW Braunfels TX P464354598704260 Card 4726 20.51 3,979.49 12/20 Mobile Deposit : Ref Number :106200179534 119.42 12/20 Mobile Deposit : Ref Number :406200181013 285.29 12/20 Mobile Deposit : Ref Number :306200180241 420.60 12/20 Mobile Deposit : Ref Number :906200183267 921.55 12/20 Mobile Deposit : Ref Number :807200192928 153.44 12/20 Mobile Deposit : Ref Number :915200027639 98.44 12/20 < Business to Business ACH Debit - Intuit 33103515 Tax 241220 18195659 Rain OR Shine Landscap 243.00 12/20 < Business to Business ACH Debit - Roe Oil Company ACH Collec 1407 Rain OR Shine 393.54 12/20 1062 Check 100.00 5,241.69 12/23 Intuit 16133123 Deposit 241223 524771161744028 Rain OR Shine Landscap 160.75 12/23 Intuit 15130923 Deposit 241223 524771161744028 Rain OR Shine Landscap 319.34 12/23 Intuit 13317013 Deposit 241221 524771161744028 Rain OR Shine Landscap 1,559.34 12/23 Mobile Deposit : Ref Number :904230428460 625.14 12/23 Online Transfer From Rain OR Shine Landscaping L.L.C Ref #Ib0Qpp3Bsd Business Market Rate Saving to Cover Potential Overdraft 300.00 12/23 Recurring Payment authorized on 12/20 Adminify Adminify.Ai UT S384356005202761 Card 4726 1.00 12/23 Recurring Payment authorized on 12/21 Broadly.Com 800-7270445 CA S464356325017463 Card 4726 190.82 12/23 1063 Cashed Check 500.00 12/23 Recurring Transfer to Wheeler T Ref #Op0Qpd398F Everyday Checking Owners Draw 1,334.00 12/23 1064 Check 500.00 12/23 < Business to Business ACH Debit - Intuit 47302936 Payroll 241223 18195659 The Grounds Guys of NE 206.88 12/23 < Business to Business ACH Debit - Intuit 47302936 Payroll 241223 18195659 The Grounds Guys of NE 618.88 12/23 < Business to Business ACH Debit - Intuit 47302936 Payroll 241223 18195659 The Grounds Guys of NE 621.54 12/23 < Business to Business ACH Debit - Intuit 47302936 Payroll 241223 18195659 The Grounds Guys of NE 762.90 12/23 < Business to Business ACH Debit - Intuit 47302936 Payroll 241223 18195659 The Grounds Guys of NE 848.76 12/23 < Business to Business ACH Debit - Intuit 47302936 Payroll 241223 18195659 The Grounds Guys of NE 965.27 12/23 < Business to Business ACH Debit - Intuit 35397233 Tran Fee 241223 524771161744028 Rain OR Shine Landscap 4.80 12/23 < Business to Business ACH Debit - Intuit 34441403 Tran Fee 241223 524771161744028 Rain OR Shine Landscap 6.75 12/23 < Business to Business ACH Debit - Intuit 32655933 Tran Fee 241221 524771161744028 Rain OR Shine Landscap 49.39 12/23 < Business to Business ACH Debit - Intuit 31494098 Tax 241223 18195659 Rain OR Shine Landscap 983.85 611.42 12/24 Online Transfer From Rain OR Shine Landscaping L.L.C Ref #Ib0Qq2Bjwv Business Checking Loan From CD to Gg 5,000.00 12/24 Purchase authorized on 12/23 Siteone Landscape 210-6871005 TX S584358506076369 Card 4726 16.00 12/24 Purchase authorized on 12/23 Siteone Landscape 210-6871005 TX S304358510310396 Card 4726 19.00 12/24 < Business to Business ACH Debit - Ally Ally Paymt 241224 228102735763 Rain OR Shine Land 498.19 5,078.23 December 31, 2024 Page 6 of 9 Transaction history (continued) Date Check Number Description Deposits/ Credits Withdrawals/ Debits Ending daily balance 12/26 Recurring Payment authorized on 12/24 Adobe *Adobe 408-536-6000 CA S304359400819824 Card 4726 21.64 5,056.59 12/27 Intuit 23747823 Deposit 241227 524771161744028 Rain OR Shine Landscap 83.35 12/27 Bill Pay Wells Fargo Bank Business Direct Recurring Xxxxxxxxxxxx1677 on 12-27 1,000.00 12/27 < Business to Business ACH Debit - Intuit 42801033 Tran Fee 241227 524771161744028 Rain OR Shine Landscap 2.49 12/27 < Business to Business ACH Debit - Roe Oil Company ACH Collec 1407 Rain OR Shine 343.05 3,794.40 12/30 Mobile Deposit : Ref Number :512280229741 59.54 12/30 Mobile Deposit : Ref Number :412280228973 133.00 12/30 Intuit 25429743 Deposit 241228 524771161744028 Rain OR Shine Landscap 298.66 12/30 Mobile Deposit : Ref Number :817300017384 89.31 12/30 Mobile Deposit : Ref Number :917300018117 267.92 12/30 Mobile Deposit : Ref Number :017300018357 280.12 12/30 Online Transfer From Rain OR Shine Landscaping L.L.C Ref #Ib0Qrcdj37 Business Checking Loan From CD to Gg 5,000.00 12/30 Recurring Payment authorized on 12/27 Watershed - NEW Br 830-358-1511 TX S584362422794874 Card 4726 39.00 12/30 Recurring Payment authorized on 12/28 Apple.Com/Bill 866-712-7753 CA S304363466830403 Card 4726 0.99 12/30 < Business to Business ACH Debit - Intuit 47451310 Payroll 241230 18195659 The Grounds Guys of NE 214.24 12/30 < Business to Business ACH Debit - Intuit 47451310 Payroll 241230 18195659 The Grounds Guys of NE 521.66 12/30 < Business to Business ACH Debit - Intuit 47451310 Payroll 241230 18195659 The Grounds Guys of NE 553.64 12/30 < Business to Business ACH Debit - Intuit 47451310 Payroll 241230 18195659 The Grounds Guys of NE 597.80 12/30 < Business to Business ACH Debit - Intuit 47451310 Payroll 241230 18195659 The Grounds Guys of NE 750.58 12/30 < Business to Business ACH Debit - Intuit 47451310 Payroll 241230 18195659 The Grounds Guys of NE 965.27 12/30 < Business to Business ACH Debit - Intuit 44434853 Tran Fee 241228 524771161744028 Rain OR Shine Landscap 8.93 12/30 < Business to Business ACH Debit - Intuit 55607229 Tax 241230 18195659 Rain OR Shine Landscap 845.89 5,424.95 12/31 Intuit 29902973 Deposit 241231 524771161744028 Rain OR Shine Landscap 290.42 12/31 Mobile Deposit : Ref Number :814310448744 59.54 12/31 < Business to Business ACH Debit - Intuit 48792443 Tran Fee 241231 524771161744028 Rain OR Shine Landscap 8.68 5,766.23 Ending balance on 12/31 5,766.23 Totals $41,306.87 $53,251.92 The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed. < Busine ss to Busine ss ACH: If this is a business account, this transaction has a r et urn time frame of one business day from post date. This t ime fr ame does not apply to consumer accounts. Summary of checks written (checks listed are also displayed in the preceding Transaction history) Number Date Amount Number Date Amount Number Date Amount 1062 12/20 100.00 1063 12/23 500.00 1064 12/23 500.00 December 31, 2024 Page 7 of 9 Monthly service fee summary For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for a link to these documents, and answers to common monthly service fee questions. Fee period 12/01/2024 - 12/31/2024 Standard monthly service fee $10.00 You paid $0.00 How to avoid the monthly service fee Minimum required This fee period Have any ONE of the following each fee period •Average ledger balance $1,000.00 $6,223.00 ÷ •Minimum daily balance $500.00 $0.00 C1/C1 Account transaction fees summary Service charge description Units used Units included Excess units Service charge per excess units ($) Total service charge ($) Cash Deposited ($) 05,000 00.0030 0.00 Transactions 89 100 00.50 0.00 Total service charges $0.00 IMPORTANT ACCOUNT INFORMATION ATM Cash Deposit Security Limitations Effective November 6, 2024, the section of the Deposit Account Agreement titled "Depositing Funds," subsection titled "Our right to decline deposits," is deleted and replaced with the following: Our right to decline deposits We may decline all or part of a deposit, including cash, for any reason. This could happen, for example, if a payee isn't a co-owner, authorized signer, or authorized representative on your account, we can't verify an endorsement, the check was issued from a credit account, the dollar amount of the deposit, the check looks suspicious, or it's a non-U.S. item. If we decline a deposit that you mailed to us, we may return it to you at your cost (including charging you for postage and handling to return foreign currency coin or paper), or retain any invalid checks or other documents included in the deposit without crediting your account, at our discretion. There are limits on the total dollar amount of checks that can be deposited at Wells Fargo ATMs per transaction. We may decline ATM check deposits that exceed $1 million. For security reasons there may also be limits on the dollar amount or frequency of cash deposits you can make at Wells Fargo ATMs. If we cannot verify an endorsement, we can also decline to pay, cash, or send the item for collection. We can require that all endorsers be present and that you deposit the item instead of cashing it. Non-account owners are not allowed to deposit cash into consumer accounts. For business accounts, any person wanting to make a cash deposit must provide an acceptable form of identification before we accept a cash deposit. December 31, 2024 Page 8 of 9 Wells Fargo Deposit Account Agreement: Changes To Consumer Arbitration Agreement And Other Dispute Resolution Provisions Effective November 6, 2024, we are updating the Wells Fargo Deposit Account Agreement. This includes changes to the dispute resolution provisions. Wells Fargo greatly values and appreciates its relationships with its customers. These changes are designed to ensure that in the unlikely event that a dispute arises between us, that there are streamlined procedures in place to ensure a fair and efficient process in arbitration. The changes to the arbitration agreement applicable to Consumer Accounts ("Arbitration Agreement" or "Agreement") can be found at pp. 38-39 of the Wells Fargo Deposit Account Agreement, including: (a) the party initiating arbitration must sign the arbitration demand and include certain information in its demand; (b) any party may request to have the arbitration conducted by a video or in-person hearing or through written submissions, with certain exceptions; (c) like in federal court, the arbitrator may issue sanctions or order cost shifting under certain circumstances consistent with the Federal Rules of Civil Procedure; (d) all issues are for the arbitrator to decide, except that issues relating to whether an arbitration agreement exists or whether a dispute falls within that agreement, or whether the agreement is enforceable, are for a court to decide; and (e) a small claims court will determine whether a dispute falls within its jurisdiction if a party chooses to have a claim brought to such a court. The updates also include changes to the Additional Terms and Services, located at pp. 42-43 of the Wells Fargo Deposit Account Agreement, including: (a) modifications to the class action waiver applicable in arbitration and litigation; and (b) the addition of a venue provision noting that if the Arbitration Agreement is ever deemed not applicable, then, except for disputes brought in small claims court, the parties consent to the jurisdiction of the state or federal courts in the state whose laws govern the consumer's account. The revised Deposit Account Agreement, effective November 6, 2024, is available at www.wellsfargo.com/online-banking/consumer-account-fees/, by calling the Bank at the number listed on your account statement, or by visiting a branch. NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS (1-800-869-3557) to share your language preference. December 31, 2024 Page 9 of 9 Important Information You Should Know •To dispute or report inaccuracies in information we have furnished to a C onsumer R eporting Agency about your accounts: Wells Fargo Bank, N.A. may furnish information about deposit accounts to Early Warning Services. You have the right to dispute the accuracy of information that we have furnished to a consumer reporting agency by writing to us at Overdraft Collection and Recovery, P.O. Box 5058, Portland, OR 97208-5058. Include with the dispute the following information as available: Full name (First, Middle, Last), Complete address, The account number or other information to identify the account being disputed, Last four digits of your social security number, Date of Birth. Please describe the specific information that is inaccurate or in dispute and the basis for the dispute along with supporting documentation. If you believe the information furnished is the result of identity theft, please provide us with an identity theft report. •In case of errors or q uestions about other transactions (that are not electronic transfers): Promptly review your account statement within 30 days after we made it available to you, and notify us of any errors. •If your account has a negative balance: Please note that an account overdraft that is not resolved 60 days from the date the account first became overdrawn will result in closure and charge off of your account. In this event, it is important that you make arrangements to redirect recurring deposits and payments to another account. The closure will be reported to Early Warning Services. We reserve the right to close and/or charge-off your account at an earlier date, as permitted by law. The laws of some states require us to inform you that this communication is an attempt to collect a debt and that any information obtained will be used for that purpose. •To download and print an Account Balance Calculation Worksheet(PDF) to help you balance your checking or savings account, enter www.wellsfargo.com/balancemyaccount in your browser on either your computer or mobile device. Account Balance Calculation Worksheet 1. Use the following worksheet to calculate your overall account balance. 2. Go through your register and mark each check, withdrawal, ATM transaction, payment, deposit or other credit listed on your statement. Be sure that your register shows any interest paid into your account and any service charges, automatic payments or ATM transactions withdrawn from your account during this statement period. 3. Use the chart to the right to list any deposits, transfers to your account, outstanding checks, ATM withdrawals, ATM payments or any other withdrawals (including any from previous months) which are listed in your register but not shown on your statement. NumberItems OutstandingAmo unt Total amount $ ©2021 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. NMLSR ID 399801 ENTER A.The ending balance shown on your statement . . . . . . . . . . . . . . . . . . . . . . . $ ADD B.Any deposits listed in your register or transfers into your a ccount which are not shown on your statement. $ $ $ +$ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . TOTAL $ CALCU LATE THE SUBTOTAL (Add Parts A and B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . TOTAL $ SUBTR ACT C. The total outstanding checks and withdrawals from the chart above . . . . . . . . . . . . . -$ CALCU LATE THE ENDING BALANCE (Part A + Part B - Part C) This amount should be the same as the current balance shown in your check register . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $

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